Wednesday, March 25, 2009

Personal Accident Policy



Accident happen-any place,any time and to anyone.Most of the times,these accident cause more then just physical pain.It could leave a deep mark of mental,emotional and financial distress,not only to ourselves but also to our loved ones.Well,prevention is better than cure.Why not get prepared before the unfortunate happens?With the all-new PA110EVO,you will be able to protect and your loved ones from unnecessary burden.It will also ensure your finances are not stretched to hardship levels during your recovery period.
Extended Coverage

Whilst on any mode of travelling

  • Motor Cycling

Whilst engaged in sports or hobbies

  • All amateur sports(except martial arts and boxing)

  • Water sports including yachting and water skiing

  • Scuba diving (up to 50 metres deep)

  • Hunting

  • Mountain Climbing

  • Polo playing

  • Bungee jumping

Accidents caused by Natural Events
  • Natural Disasters including La Nina,El Nino,flood and earthquake

  • Insect bites,snake bites ans animal bites

Other Additional Extensions
  • Strike,riot and civil commotion

  • murder and assault (unprovoked)

  • Drowning

  • Suffocation through smoke fumes or poisonous gas

  • Food and Drink poisoning

  • Extended Coverage for Dengue Fever and Japanese Encephalitis -up to 100% of the Medical Reimbursement only.
Exclusion

  • War,civil war,terrorism,AIDS and diseases,childbirth,miscarriage,provoked murder or assault,travelling as an aircraft crew,aerial activities,martial arts,racing,radiation,nuclear weapons and intoxication by alcohol & drugs.

  • Japanese Encephalitis & Dengue Fever are excluded for all benefits except Medical Reimbursement benefit

Frequently asked questions

1.Why do I need this plan?
By applying PA110 EVO ,you will enjoy comprehensive protection and peace of mind.Knowing that in the event of an accident,you and your loved ones will be financially secured.

2.Who is eligible to apply?

A person whose age is 18 and above is eligible to apply.Eligibility age for life insured is from 10 years old to 55 years old,renewable up to age 75 ,subject to a maximum term of 20 years.

3.What is the mode of payment available?

You can opt to pay your premium by
  • Yearly

  • Half-Yearly

  • Quarterly
4.Does this plan provides any cash value?

No.This is a protection plan with no cash value